Refund and Returns Policy

1. Overview

This Refund & Returns Policy applies to all digital products sold through this website, including downloads, templates, printable, planners, and other soft goods. By completing a purchase, you acknowledge and agree to the terms outlined below.

2. Digital Products Are Non-Refundable

Because digital products are delivered instantly and cannot be returned, all sales are final. Once a file has been downloaded, accessed, or delivered to your email/account, no refunds or returns will be issued.

This policy is fully compliant with U.S. consumer-protection regulations, which allow digital goods to be sold as non-refundable, provided this policy is clearly disclosed prior to purchase.

3. Exceptions (Situations Where We May Refund)

A refund may be issued only in the following circumstances:

✔ Duplicate Payment

If you accidentally purchased the same item twice, we will refund the duplicate charge.

✔ Defective or Corrupted File

If a file is damaged, corrupted, or will not open — and our support team cannot resolve the issue — we will offer a replacement or refund.

✔ Incorrect Product Purchased (Not Yet Downloaded)

If you purchased the wrong digital product but have not accessed or downloaded it, contact us within 7 days for possible resolution.

Refund requests falling under these exceptions must be submitted within 7 days of purchase.

4. Technical Issues & Support

If you experience problems downloading, opening, or accessing your digital product, please contact us at:
📧 wealthcrafter4@gmail.com

We will make every effort to ensure you receive functioning files or alternate download links.

5. U.S. Customer Notice

For customers located in the United States:

U.S. law does not require refunds for digital products once delivered.
However, under Federal Trade Commission (FTC) rules, products must match their description and not be misleading.
If a digital product is defective or does not function as advertised, we will evaluate the issue and may offer a replacement or refund where appropriate.

6. EU/UK Customer Notice

If you are purchasing from the European Union or the United Kingdom:

By completing your purchase, you acknowledge that you gain immediate access to the digital content and therefore waive your right to the standard 14-day withdrawal (cooling-off) period, as allowed under consumer law for instant digital downloads.

7. Delivery of Digital Products

All digital products are delivered automatically after payment via:

Immediate download link
Email delivery
Customer account access

Delivery is considered complete once the download link or product email has been sent.

8. Contact Us

If you have questions regarding this Refund & Returns Policy or wish to request support, please contact us at:
📧 wealthcrafter4@gmail.com

We are here to assist you.